#稳定币发展与影响# Looking back at the development of stablecoins, I can't help but feel a surge of emotions. From the initial dominance of USDT to the rise of later contenders like USDC and DAI, the market size has expanded to an astonishing $271 billion. Goldman Sachs' latest report states that we are currently at the beginning of a "gold rush" for stablecoins, which reminds me of the scene during the ICO boom in 2017.

However, this time the situation seems to be different. Legislative progress has brought legitimacy to the ecosystem, while the potential in the payment sector has yet to be fully explored. Goldman Sachs predicts that USDC will maintain an average annual growth rate of 40% in the coming years, a remarkable figure.

However, history tells us that any rapid growth comes with risks. I have witnessed many projects rise amidst the frenzy, only to perish in the troughs. Stablecoins, while different from traditional cryptocurrencies, are not absolutely safe either. The collapse of Luna/UST is a bloody lesson.

Therefore, in this round of "gold rush", we must remain clear-headed. Pay attention to regulatory trends, prudently assess the risks of various stablecoins, while also seizing the opportunities brought by innovation. After all, history always progresses in a spiral ascent, and each cycle contains new possibilities.